How to get the best small Business Credit Cards of February 2023?

 With so many small business credit cards to choose from, it's hard to know which one is right for you. Here are the best small business credit cards of February 2023.



Capital One Spark Cash for Business

Capital One Spark Cash for Business

This card is an excellent choice if you're looking for a no-annual-fee credit card that offers cash rewards. It has no annual fee, which means you won't have to pay extra just because of the card's features. The Capital One Spark Cash for Business also comes with a $500 cash bonus after you spend $4,500 on purchases within 3 months from account opening. This is equivalent to 6% back in rewards!

American Express Blue Business Plus Credit Card

The American Express Blue Business Plus Credit Card is a great option for people who want to earn rewards and pay less in fees. It has no annual fee, which means you don't have to pay anything just to have the card. The rewards program is also very generous: You get 2x points on every dollar you spend on purchases at U.S restaurants, gas stations and office supply stores; 1x point everywhere else (including online). Points can be redeemed for travel or cash back at a rate of 1 cent per point when redeemed for travel; 0.5 cents per point when redeemed for statement credits (so if you have 100 points, those will equal $1).

The Blue Business Plus Credit Card does charge an overlimit fee of $38 per occurrence if your balance exceeds your limit by more than 50% during any one billing cycle. This can add up quickly if multiple charges are made toward the end of each month and they all come due at once!

There's also an annual fee waiver benefit which means that new cardholders won't be charged until their second year with the account - after that point though they'll need to pay $50 annually thereafter unless they cancel their membership before then."

Ink Business Preferred Credit Card

The Ink Business Preferred Credit card has a $95 annual fee, which is on the high side for small business credit cards. However, it offers some great rewards for travel and gift card purchases as well as no foreign transaction fees.

The most attractive part of this card is that you'll get 3x points on travel, shipping purchases, internet, cable and phone services--and 1x point per dollar on all other purchases. That means if you use it to pay for your stay at an Airbnb rental while traveling or buy groceries at Whole Foods (a grocery chain), you'll earn more points than with other rewards cards like the Chase Sapphire Reserve Card or Capital One Spark Cash Select Mastercard. This could be especially helpful if your business has high expenses related to these categories such as rent payments for office space in Manhattan or payroll costs associated with workers who are constantly traveling around the country doing sales calls across various states where there are different tax rates depending upon whether they're buying goods from Amazon Prime Now versus going directly into their local Target store location nearby instead!

The Amex Every Day® Credit Card from American Express

The Amex Every Day® Credit Card from American Express is a great choice for small business owners. It has a low annual fee of $0 and offers 6,500 bonus points after spending $1,000 in the first 3 months. The card also has no foreign transaction fees and an introductory APR of 0% on Purchases for 12 months; then variable APR of 14.99% - 25.99% (based on creditworthiness).

Capital One Spark Miles for Business

Capital One Spark Miles for Business

Capital One Spark Miles for Business is the best small business credit card in February 2023. It has no annual fee and 1.5 miles per $1 spent on all purchases, with bonus miles for spending $3,000 in the first 3 months of account opening and bonus miles for spending $15,000 in the first year.

no annual fee small business credit card category.

No annual fee small business credit card category.

Capital One Spark Cash for Business: The Spark Cash for Business card offers 3% cash back on every purchase, plus a $500 signup bonus after you spend $3,000 in the first three months. There's no annual fee and no foreign transaction fees to worry about either.

American Express Blue Business Plus Credit Card: This is another solid option if you want a no-annual-fee card that still gives you some valuable perks like triple points on travel purchases (airfare, hotels and gas stations), plus up to $100 per year in Uber credits and access to Amex Offers that can save you money at popular restaurants and retailers across the country like Uber Eats or Shake Shack--and much more! You'll also get access to Amex's exclusive Perks program which includes things like free golf tee times at certain courses around the country as well as discounts on car rentals through National Car Rental (itself an American Express company).

These are the picks for the best small business credit cards for February 2023

The best small business credit cards for February 2023 are:

  • [American Express Business Gold Rewards Card]

  • [Capital One Spark Miles for Business Visa]

  • Chase Ink Preferred SM Credit Card (Personal & Business)

Conclusion

We hope you found this guide helpful in your search for the best small business credit cards. If so, please share it with your friends! And if there's anything we missed, please let us know in the comments below for how to get business credit card.

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